Homes at The Arcady at Boon Keng are bought under the normal progressive payment scheme, in which the purchase price is paid in stages as the building rises rather than in a single sum. The schedule follows the standard Housing Developers Rules schedule for a building under construction, from the 5% booking fee to the final 15% on the Certificate of Statutory Completion.
The Arcady at Boon Keng Progressive Payment Schedule
Each instalment is a fixed share of the purchase price, tied to a defined stage of construction or completion. The cumulative column shows how much of the price has been paid once each stage falls due.
| Stage | % of price | Cumulative % |
|---|---|---|
| Booking fee on grant of the option to purchase | 5% | 5% |
| Signing of the sale and purchase agreement (within 8 weeks of the option) | 15% | 20% |
| Completion of foundation | 10% | 30% |
| Completion of reinforced concrete framework | 10% | 40% |
| Completion of brick walls | 5% | 45% |
| Completion of ceiling | 5% | 50% |
| Completion of doors, windows, electrical wiring and plumbing | 5% | 55% |
| Completion of car park, roads and drains | 5% | 60% |
| Temporary Occupation Permit (TOP) | 25% | 85% |
| Certificate of Statutory Completion | 15% | 100% |
Source: Housing Developers Rules standard schedule, checked October 2026. Subject to the terms of the sale and purchase agreement; confirm with the Sales Concierge before booking.
Cash, CPF and the Loan at The Arcady at Boon Keng
The 5% booking fee is paid in cash when the option to purchase is granted. Before the bank disburses anything, the buyer pays the share of the price that the loan does not cover, and MAS sets a minimum part of that share that must be paid in cash. As at October 2026, a buyer with no outstanding housing loan at the standard 75% loan-to-value limit pays 25% of the price from their own funds, of which at least 5% is cash; the booking fee meets that cash minimum, and the balance may be paid in cash or from CPF Ordinary Account savings, subject to CPF rules.
| Outstanding housing loans | Maximum LTV | Paid from own funds | Of which minimum cash |
|---|---|---|---|
| None | 75% | 25% | 5% |
| None (lower band) | 55% | 45% | 10% |
| One | 45% | 55% | 25% |
| Two or more | 35% | 65% | 25% |
Source: MAS, checked October 2026. Limits are subject to change; confirm with MAS and your bank before signing.
For a buyer at 75% LTV, the booking fee and the 15% on signing make up 20%, and the next 5% comes from the foundation instalment; the loan takes over from there. The lower band and the higher cash minimums for second and later loans are explained under housing loan information.
How the Loan Follows the Stages at The Arcady at Boon Keng
Once the buyer’s own share has been paid, the bank pays each later instalment from the loan as the corresponding stage falls due. The developer issues a notice for each stage, and the instalment is paid against that notice. Because the loan is drawn down in steps, interest in the construction years is charged on the amount disbursed so far rather than on the full loan. The progressive payment calculator shows the amount of each instalment for any price and loan amount, and the TDSR calculator tests the monthly repayment against income.
Construction Stages at the Time of Booking at The Arcady at Boon Keng
The Sales Concierge confirms which construction stages have been certified at the time of booking. Where a stage has already been certified, its instalment falls due on the timetable set in the sale and purchase agreement, so the amount payable soon after signing can include more than the booking fee and the 15% on signing. Confirming this at the outset lets the cash, CPF and loan plan match the actual schedule.
The Arcady at Boon Keng Completion Dates
The expected vacant possession date for The Arcady at Boon Keng is 31 December 2028, and the 25% instalment falls due on TOP, around the time of vacant possession. Expected legal completion is 31 December 2031, or three years after the notice of vacant possession, whichever is earlier; the final 15% is paid on the Certificate of Statutory Completion. The timetable and the 172-home, 24-storey tower are summarised on the project details page, and the joint-venture vendor is introduced on the developer page.
Planning Payments for The Arcady at Boon Keng
Stamp duty is paid separately from these instalments and early in the purchase; the rates are set out on the stamp duty page. The Sales Concierge sends the price list on request through the pricing page, together with the floor plans for each of the 16 unit types, and arranges viewings by appointment through the contact page.
Register Your Interest in The Arcady at Boon Keng
The Sales Concierge sends the e-brochure, the full set of floor plans and the current price list to registered parties, and arranges a private viewing by appointment. There is no charge to register and no commitment attached.
What the Sales Concierge sends
- The The Arcady at Boon Keng e-brochure and the full project details.
- All sixteen floor plan types, from the 527 sq ft 1-bedroom with study to the 2,583 sq ft penthouse.
- The current price list and the unit chart by stack and floor.
- A private viewing appointment and the site plan with all 47 facilities.
Register Your Interest
No obligation. The Sales Concierge responds personally to every enquiry.
To talk it through instead, call +65 6200 6220 or send a WhatsApp message to the same number.